$3,000 loan without credit check: how to get it?
Need money to consolidate your debt, but your bad credit’s preventing you from getting a loan quickly? The mistakes of the past shouldn’t prevent someone from having money when they need it. Our private lenders can offer you a $3,000 loan without credit check within a maximum of 24 hours.
Why Apply For A Bad Credit Personal Loan?
Financial institutions generally rely on the credit rating to grant or refuse a loan. A bad credit score can greatly affect your chances of getting quick cash when you need it. Being refused a loan by all financial institutions is an experience no one wants to go through.
A credit check will also be recorded in your credit history and will remain there for 2 years. It could therefore also harm your credit rating.
We understand past mistakes may have adversely affected your credit rating. Now that you have a stable job, you wish you could improve your credit report. However, you still need the money now to pay off your debts.
By doing business with our private lenders, you will be able to benefit from a second chance by obtaining a $3,000 loan without credit check. However, this is a short-term solution for emergencies. It should not be used as a long-term solution.
What are the eligibility criteria for a bad credit loan?
To grant a short-term loan, our private lenders base themselves on criteria other than the credit rating, such as your repayment capacity for example.
To get a cash advance, you must have worked full time and have lived at the same address for at least 6 months. You must also not be bankrupt or have had a garnishment on your pay. You must also have a bank account and have a checking account valid for at least 3 months.
What if you need a loan quickly?
To get a loan without credit check, you must fill out a form. You will be asked questions about your job, how often you pay off your loan, when you pay back, and why you need the cash fast.
You must also provide the following documents:
- 2 pieces of photo identification;
- Proof of social insurance number;
- Proof of address;
- Your last two pay stubs;
- A specimen check;
- The last 90 days of your bank statement.
When your form has been completed, you will receive a response to notify you that your payday loan application has been accepted. The delay before having a response is 1 hour on average and it can reach 24 hours at most.
About My Next Pay
For over 12 years, My Next Pay has provided emergency financial solutions for customers who need cash immediately.