Instant Loan with No Refusal
Do you need money immediately for an urgent expense? Banking institutions will take their time before granting you a loan. In addition, bad credit could seriously harm your chances of getting a loan. However, there is a solution to help you out: the instant loan with no refusal.
What is an instant loan with no refusal?
An instant loan with no refusal can be used to help you out in situations where you need money as soon as possible. However, it should only be used in emergency situations, not as a long-term solution, especially because of its high interest rate.
Why apply for an instant loan with no refusal?
When you apply for a loan with your financial institution, they will take the time to analyze your credit score. Among other things, this is based on your credit history and is used to estimate the chances that you will default on your payment.
An instant loan with no refusal is a no credit check loan—that is, it is granted without verifying your credit. Our network of private lenders relies on criteria other than your credit score before granting you a sum of money. Your bad credit report will therefore have no impact on your chances of getting a loan.
A quick loan
A credit check usually takes 2 weeks. When there is no credit check, the number of documents to be submitted is much lower. The delays are therefore shorter. Once you’ve finished completing your application, you can receive your money directly in your bank account in less than 24 hours.
How to apply for an instant loan with no refusal
It just takes a few minutes of your time to fill out an online loan application form. You also need to send us the following documents:
- Proof of address;
- A voided cheque;
- Two pieces of photo identification;
- Proof of your social insurance number;
- Your last two pay stubs;
- Your bank statements for the past 90 days.
How to repay the loan
You can repay your loan by paying $15 of interest per $100 of principal. The maximum repayment period is 2 years. You can choose to repay some of the principal or not on your next payday following your loan application.
Another option is to repay the principal in full with interest. This could work when the amount of the loan is minimal. Indeed, we approve loans in amounts ranging from $300 to $3000.
Get a fast cash loan with My Next Pay!
For more than 12 years, My Next Pay has assisted people who have financial difficulties by giving them access to loans immediately when they need them most. Whether it’s for a short-term loan, a no credit check loan, or debt consolidation, we’ll find the solution that suits your needs.