Canada’s online lender
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Get a $300 to $3,000 loan
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Years in business
Bad Credit Loans
The speed and efficiency of our bad credit loan will save you time! In just 3 steps.
Get yourself out of a temporary financial difficulty with our personal loans.
Short Term Loans
Get funds quickly to cover an immediate expense while saving your other financial resources.
Canadian loan specialists
Payday Loans and Cash Advances in Canada.
Contact us now! We can help you. We have a wide range of short-term lending services, specially offered to get you out of a rough patch: salary advances, payday loans, or cash advances.
Safe & Secure
A 100% safe and secure system
Privacy issues? MyNextPay is on the cutting edge of technology. We only use the latest tools to keep all your information confidential at all costs.
You can receive your money in less than 24 hours following your application.
No credit check or verification
Regardless of your credit rating or the state of your credit history, your application can be approved even if you’ve declared bankruptcy.
The loan is due on your next payday.
The amount of the loan fees, which combine brokerage fees and interest, is set at $15 per $100 of principal due per week.
Range of repayment options
The minimum weekly financing fees are set at $75. If your salary is paid biweekly, the minimum financing fees are therefore $150.
First option: you initially pay only the minimum weekly financing fees on your first payday following the loan.
Second option: you pay the minimum weekly financing fees along with a portion of your principal to reduce its amount.
Example: $75 in minimum weekly financing fees + $125 in principal for a total payment of $200
Third option: you fully pay the principal and the financing fees all at once to close the account.
Example: $75 minimum repayment fee + $500 loan for a total of $575 in one week.
As this is a short-term loan, the repayment is made on the date of your next pay cheque. You don’t have to pay a fixed amount on each due date. As long as you pay back some of your principal on your next payday, you can rest easy.