Canada’s online lender

Need an online

payday loan in Canada?


Get a loan ranging from $300 to $3,000


Fill a simple online loan application form


No credit check is required

We Are Here

We are committed to
Helping Canadians in obtaining approval!

15 +

Years in business


Payday Loan

Are you in need of urgent cash from the best lender? A salary or a single source of income may not be sufficient to cover medical expenses or pay other unexpected costs.

Read more about online payday loans


Bad Credit Loan

Traditional loans require financial institutions to consult your credit report before approving the loan. No credit check loans are often known as bad credit loans. Your credit score will not impact your changes to borrow money quickly.

Learn more about bad credit loans


Personal Loan

It is a great approach to get out of debt and financial trouble and get back on your feet.

Read more about personal loans


Short Term Loan

A short-term loan may be the best option for meeting a quick cash demand.

Read more about short-term loans

Canadian loan specialists

Fast money loans and cash advances in Canada.

Are you facing financial problems? Do you have a poor credit history in Canada? Do you want a second opportuniy to get your credit back on track? Are you facing emergency expenses while running out of funds before your next payday, and you need a payday loan?

Contact our customer service representatives during business hours now to get a credit online quickly! We can help you through the entire process. We offer a variety of short-term loan services intended to help you get out of a bad situation, including payday advances, payday loans, quick loans, cash advances, and debt consolidations. Your funds will be deposited directly into your bank account as soon as possible.


Safe & Secure


A 100% safe and secure system

Privacy and personal information issue? My Next Pay is state-of-the-art. Our online loan application use only the most up-to-date tools to ensure that all your information is kept confidential at all times.

Fastest Deposit Ever

Within 24 hours of submitting your request, you can receive your money via Interac e-Transfer. Our application process is easy and simple to provide the quickest approval and resolution of your financial issue. 

No credit check inquiry

Even if you’ve been bankrupt or had credit card problems in the past, your request can be approved regardless of your credit score or credit history.

Examples of fast money loan repayments

A $300 loan with an 18% APR is a weekly payment of $46.22. This example includes all fees and charges added to the borrowed capital as indicated in the loan agreement contract, which places it ahead of any other operating bank.

Quick Money Loan Repayment Term

Our equal instalment loans are repayable within 6 months.

Interest Rates

Our loan term provides lower interest rates than those offered by other online loan lenders or payday loan providers. You can repay your loan with a perfect credit interest rate of 12%.

Our range of services:

Quick loans

Super Simple.

Rebuild your credit

For a good credit rating.

No credit check loans

No subsequent verification.

Debt consolidation

One loan to settle everything.

Bad credit loans

Money when you need it most.