staff@mynextpay.ca

no credit check loans

NO CREDIT CHECK LOAN

LENDING MONEY WITH NO CREDIT CHECK LOAN

The mistakes you have made in the past should not be an obstacle to getting a loan. That’s why at Mynextpay, the loans you make with us are no credit check loans.

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Why choose Mynexpay?

We are committed to the confidentiality of your private life and all related sensitive data. Our priority is the security of your data!

Do you have bad credit? No worries, at Mynextpay our lenders are willing to help you even with bad credit ratings.

We do not conduct any credit investigation when you apply for a quick cash loan.

WHAT IS A CREDIT CHECK?

Before approving a conventional bank loan, the lender will evaluate your credit rating. The lender will then use the credit report to decide whether or not to grant you the loan. At Mynextpay we do not conduct a credit investigation!

CREDIT INVESTIGATIONS CAN AFFECT YOUR CREDIT RATING.

When you apply for a classic loan, a credit investigation is launched. This one, whether or not you have obtained the loan, is recorded on your file. A credit investigation will therefore appear on the credit report and remain there for 2 years, which can negatively affect your credit rating.

WHY USE LOANS WITHOUT A CREDIT REPORT?

One of the big advantages of using loans without a credit report is that they are based on the income you earn and not on your credit history. As soon as you send in the necessary documents and prove that you have the ability to pay, they are approved directly.

Time to transfer the money:

All online applications completed and approved before 11a.m. EST are processed the same day. You will therefore receive the loan the same day on your bank account. If the application is made after 11am EST, the funds can be deposited into your bank account up to 24 hours after the application.

Understanding lending money without a credit check

FAQ…

A SHORT-TERM LOAN, WHAT IS IT?

It is a loan that is used to solve an urgent, short-term financial problem.

WHAT CAN MY SHORT-TERM LOAN BE USED FOR?

Your short-term loan can be used for a variety of reasons, such as to pay a bill, cover unexpected expenses, or even to avoid charges following an NSF payment.

WHEN WILL I GET AN ANSWER?

One of our employees will call you or send you an email within an hour of you sending your application in order to process it as efficiently as possible and facilitate the application process. Our offices are open Monday to Friday from 10am to 6pm (EST). Requests made outside of these hours will be processed the next business day.

Do you have bad credit? It's absolutely not a problem for us!

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