Quick Payday loans in Calgary

What are payday loans in Calgary?

Payday loans in Calgary are short-term cash-advance loans you can borrow for last-minute emergencies that require quick cash. Unlike loans from traditional lenders, payday loans from private lenders allow you to receive your money without waiting for weeks.

The application and approval process for a payday loan with My Next Pay is straightforward. We offer quick loans between $300-$3000 that must be paid back in full by your next payday.

What can I use payday loans in Calgary for?

Whenever you need quick access to cash,you can apply for a payday loan, no matter your reasons. Unlike traditional lenders, My Next Pay won’t refuse your application based on why you need funds. In fact, we don’t even ask what you plan on using the funds for in the application. We evaluate your current situation to approve or refuse a loan.

Some of the more common reasons people apply for payday loans in Calgary include:

• Paying off overdue bills
• Unforeseen medical bills
• Finance off a personal project
• Home and automobile repairs

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What are the advantages of applying for a payday loan in Calgary?

We understand the challenges of being short on cash with bills and obligations looming. As a trusted lender, we strictly adhere to the Payday Loans Act and do not have hidden fees or demand upfront costs. We give you access to payday loans without stress.

Quick and easy access to cash

When you apply for payday loans with a traditional lender, the process can take days or weeks and is often complex. In major cities like Calgary, payday loans are readily available for those in need of quick cash to address short-term financial challenges. The entire application process takes less than five minutes, and if you’re approved, you are guaranteed your money within 24 hours. You will have emergency loans with no stress.

Thus, you won’t have to deal with lengthy review processes or provide extra documents. Our process is clear and straightforward, and if you qualify for a payday loan, we will transfer the funds directly into your bank account.

No credit check required

If you have a bad credit score, you will most likely be turned away from traditional lenders, as you will be seen as a high-risk borrower. Alternative online lenders like My Next Pay know that there could be many reasons you have a low credit score. None should affect your ability to borrow money in your time of need.

While having a bad credit score might not be ideal, by borrowing online payday loans, you can help boost your score. If you repay your loan in full and on time, you will slowly increase your credit score. You will therefore increase your chances of being approved for more loans later on.

Unsecured payday loans

When you apply for a quick loan with a traditional lender, your traditional loan will be secured by collateral if you can’t pay it back per the agreement terms. This means that your personal property can be seized if you default on your payments.

With our unsecured online loan, you won’t have to worry about your property being seized. We have flexible requirements contrary to conventional banking institutions. You can fill up  your loan application form in few minutes. Instead, alternative payday lenders are more likely to send your file to debt collection or take you to court to reclaim the late payments.

What do I need to qualify for a payday loan online in Calgary?

Qualifying for payday loans in Calgary is simple and meant to be used for short-term financial emergencies that cannot wait until your next payday. 

Few documents you need to get your extra cash:

You won’t need to provide us with too many documents to qualify for payday loans, but some requirements need to be met, such as:

• You must be 18 years and older
• Proof of Canadian citizenship or permanent residency
• Proof of employment with a steady proof of income for at least three months from the date of application
• Have been living at the same address for the last three months 
• Have an active bank account to receive funds

If you meet the requirements above, our online application process will be easy for you. You should have no problem being approved for your quick payday loan in Calgary.

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How can I apply for payday loans in Calgary?

Applying for payday loans in Calgary can be done in less than 10 minutes and won’t require you to leave the house or pick up the phone. With a computer and a stable internet connection, you can submit your application, receive quick approval, and get your money within an hour. If we receive your application after 11 am, you will get your money within 24 hours. Here are more information about our payday loan application process.

Complete the online payday loan application

You can find the form on our website and complete it in full and fill it in its entirety. You will need to provide us with your name and contact info, information about your employer and income, and the loan amount you’re requesting.

Verification process

Once you’ve entered all the required information, you can submit it for verification. We will verify that the information is accurate and contact you if we require anything else from you.

Sign the loan contract agreement

If your application is accepted, we will send you a loan agreement for you to carefully look over, sign, and send back to us. It will state the interest amount and the date the loan must be repaid.

Direct deposit into your bank account

Once we have received your loan agreement, we will proceed to deposit the funds directly into your bank account.

Need a loan for any project ?

Get payday loans in Calgary today with My Next Pay

My Next Pay’s unsecured payday loans are available to all Calgary residents. No credit check is required to apply, and all our loans come with affordable interest rates for our customers. Apply for payday loans online today to get your funds within minutes.

If you have any concerns about payday loans don’t hesitate to call our brokers.