CALGARY POOR CREDIT LOANS

What are poor credit loans in Calgary?

Poor credit loans in Calgary are short-term loans you can get for urgent emergencies that need fast cash. Unlike loans from traditional lenders, poor credit loans by private lenders don’t make you wait weeks before getting your money.

The application and approval process is simple when you apply for a poor credit loan with My Next Pay. We offer speedy loans between $300-$3000 that must be repaid in full by your next payday.

What can I use poor credit loans in Calgary for?

Whenever you need easy access to cash, you can apply for a poor credit loan, no matter your reasons. Unlike traditional lenders, My Next Pay won’t reject your application based on why you need funds. In fact, we don’t even ask what you intend to use the funds for in the application. We evaluate your current situation to approve or deny a loan.

Some of the more common reasons people apply for poor credit loans in Calgary include:

• Paying off overdue bills

• Unexpected medical bills

• Funding a personal project

• Home and car repairs

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Calgary Poor Credit Loan | BENEFITS

We understand how difficult it can be when you’re short on cash and have bills and obligations to pay. As a reliable lender, we strictly follow the legislation found in the Payday Loans Act, and we have no hidden fees, nor do we charge upfront costs. We offer you access to poor credit loans without hassle.

Fast and easy access to cash

When you apply for poor credit loans with a traditional lender, you can expect it to take days or weeks, and the application process is anything but simple. Poor credit loans in major cities like Calgary are easily accessible to anyone who needs quick cash to solve temporary money issues. The entire application process takes less than five minutes, and if you’re approved, you are guaranteed your money within 24 hours. You will have emergency loans with no hassle.

So, you won’t need to worry about long review processes or provide additional documents. Our process is clear and straightforward, and if you qualify for a poor credit loan, we will transfer the funds directly into your bank account.

No credit check required

If you have a bad credit score, you will most likely be rejected by traditional lenders, as you will be seen as a high-risk borrower. Alternative online lenders like My Next Pay know that there could be many reasons you have a low credit score. None should affect your ability to borrow money in your time of need.

While having a bad credit score might not be ideal, by borrowing online poor credit loans, you can help improve your score. If you repay your loan in full and on time, you will gradually increase your credit score. You will therefore increase your chances of being approved for more loans later on.

Unsecured poor credit loans

When you apply for a quick loan with a traditional lender, your traditional loan will be secured by collateral if you can’t pay it back per the agreement terms. This means that your personal property can be taken if you default on your payments.

With our unsecured online loan, you won’t have to worry about your property being taken. We have flexible requirements contrary to conventional banking institutions. You can fill up  your loan application form in few minutes. Instead, alternative poor credit lenders are more likely to send your file to debt collection or take you to court to reclaim the late payments.

What do I need to qualify for a poor credit loan online in Calgary?

Qualifying for poor credit loans in Calgary is simple and meant to be used for short-term financial emergencies that cannot wait until your next payday.

Few documents you need to get your extra cash:

You won’t need to provide us with too many documents to qualify for poor credit loans, but some requirements need to be met, such as:

• You must be 18 years and older

• Proof of Canadian citizenship or permanent residency

• Proof of employment with a steady proof of income for at least three months from the date of application

• Have been living at the same address for the last three months

• Have an active bank account to receive funds

If you meet the requirements above, our online application process will be easy for you. You should have no problem being approved for your quick poor credit loan in Calgary.

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How can I apply for poor credit loans in Calgary?

You can apply for poor credit loans in Calgary from the comfort of your home or office. All you need is a computer and a reliable internet connection. The whole process takes less than 10 minutes and you can get your money within an hour if you apply before 11 am. If you apply later, you will receive your money within 24 hours. Here are the steps to follow to apply for our poor credit loans.

Fill out the online poor credit loan application form

You can access the form on our website and complete it with all the necessary information. You will have to provide us with your personal and contact details, your employment and income information, and the loan amount you want to borrow.

Verification process

After you submit the form, we will check that the information is correct and get in touch with you if we need any additional details from you.

Sign the loan contract agreement

If your application is approved, we will send you a loan contract for you to review, sign, and return to us. It will specify the interest amount and the due date of the loan repayment.

Direct deposit into your bank account

Once we receive your signed loan contract, we will transfer the funds directly into your bank account.

Need a loan for any project ?

Access poor credit loans in Calgary today with My Next Pay

My Next Pay offers unsecured poor credit loans to all Calgary residents. You don’t need a credit check to apply, and we have competitive interest rates for our customers. Apply for poor credit loans online today and receive your money in minutes.

If you have any questions about poor credit loans, feel free to contact our brokers.