Frequently Asked Questions

You must be at least 18 years old, have Canadian citizenship and reside in Canada, provide proof of a physical address, have a valid telephone number and email address, have a Canadian bank account that accepts electronic deposits, and provide proof of a stable source of income.

We offer lower interest rates than our competitors. Our interest rate is 18%.

Our installment loans are repayable within a period of 6 months.

If your loan request is approved, we initiate the process of depositing the funds to your bank account immediately. Typically, you should be able to access the funds the next business day.

Yes. Applying for our bad credit loan is quite simple and straightforward. All you have to do is complete the online application form, submit your application for review, and wait for the funds to reflect in your bank account.