{"id":128,"date":"2026-05-11T23:33:04","date_gmt":"2026-05-11T23:33:04","guid":{"rendered":"https:\/\/mynextpay.todosalaweb.com\/?page_id=128"},"modified":"2026-05-28T13:21:50","modified_gmt":"2026-05-28T17:21:50","slug":"informations-importantes-2","status":"publish","type":"page","link":"https:\/\/mynextpay.ca\/fr\/important-information\/","title":{"rendered":"Informations importantes"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"128\" class=\"elementor elementor-128\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49869973 e-flex e-con-boxed e-con e-parent\" data-id=\"49869973\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63a7d6a2 elementor-widget elementor-widget-heading\" data-id=\"63a7d6a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Informations importantes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fbc15f5 elementor-widget elementor-widget-accordion\" data-id=\"5fbc15f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1601\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1601\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-closed Array\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-opened Array\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Informations sur le TAEG<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1601\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1601\"><p>Le taux annuel effectif global (TAEG) correspond au co\u00fbt annualis\u00e9 de votre pr\u00eat. Notre taux d'int\u00e9r\u00eat est de 18%, mais le TAEG total peut varier en fonction de la dur\u00e9e du pr\u00eat et des frais \u00e9ventuels. Veuillez lire attentivement votre contrat de pr\u00eat pour conna\u00eetre le TAEG sp\u00e9cifique appliqu\u00e9 \u00e0 votre pr\u00eat en esp\u00e8ces.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1602\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1602\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-closed Array\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-opened Array\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Cons\u00e9quences du non-paiement<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1602\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1602\"><p>Si vous ne r\u00e9glez pas votre paiement dans les d\u00e9lais, vous risquez de devoir payer des frais suppl\u00e9mentaires, tels que des frais pour insuffisance de provision (NSF). Les retards ou les d\u00e9fauts de paiement peuvent \u00e9galement avoir un impact n\u00e9gatif sur votre cote de cr\u00e9dit. Nous vous invitons \u00e0 nous contacter imm\u00e9diatement si vous pr\u00e9voyez d'avoir des difficult\u00e9s \u00e0 effectuer un paiement.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1603\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1603\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-closed Array\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-opened Array\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pratiques de recouvrement<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1603\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1603\"><p>Nous respectons scrupuleusement les lois et r\u00e9glementations canadiennes en mati\u00e8re de recouvrement de cr\u00e9ances. En cas de retard de paiement, nous pouvons faire appel \u00e0 notre \u00e9quipe interne de recouvrement ou \u00e0 une agence de recouvrement tierce. Nous nous engageons \u00e0 traiter tous nos clients avec respect et \u00e9quit\u00e9 tout au long du processus de recouvrement.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1604\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1604\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-closed Array\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"elementor-accordion-icon-opened Array\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Politique relative aux renouvellements<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1604\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1604\"><p>Nos pr\u00eats \u00e0 temp\u00e9rament ne sont pas renouvel\u00e9s automatiquement. Si vous avez besoin de fonds suppl\u00e9mentaires ou si vous souhaitez prolonger la dur\u00e9e de votre pr\u00eat, vous devez faire une demande de nouveau pr\u00eat ou de renouvellement, sous r\u00e9serve de notre proc\u00e9dure d'approbation et des conditions d'\u00e9ligibilit\u00e9 en vigueur.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Important Information APR Disclosure The Annual Percentage Rate (APR) represents the annualized cost of your loan. Our interest rate is 18%, but the total APR may vary depending on the loan term and any applicable fees. Please review your loan agreement carefully for the specific APR applied to your cash loan. Implications of Non-Payment If [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-128","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mynextpay.ca\/fr\/wp-json\/wp\/v2\/pages\/128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mynextpay.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mynextpay.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mynextpay.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mynextpay.ca\/fr\/wp-json\/wp\/v2\/comments?post=128"}],"version-history":[{"count":0,"href":"https:\/\/mynextpay.ca\/fr\/wp-json\/wp\/v2\/pages\/128\/revisions"}],"wp:attachment":[{"href":"https:\/\/mynextpay.ca\/fr\/wp-json\/wp\/v2\/media?parent=128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}